http://www.ascensionrealestateappraisers.com/ – Geismar Dutchtown Home For Sale: 37235 Audubon Park Ave, Geismar, LA 70734

From Youtube:

“37235 Audubon Park Ave Geismar, LA Sterling Hall Emerge Properties of LA http://www.realestatebook.com/homes/l… Nestled off Millerville in a quiet newer neighborhood that rarely has homes for sale! You can’t help but notice the great curb appeal of the landscaping (includes a professionally installed sprinkler system for flower beds). This is one of the only homes that has the benefits of a gutter system. The home makes great use of every square foot available. Entering through the grand front door, the separate formal dining room/study is located at the front of the home with a great vaulted ceiling. To the left, you will find the two additional spacious bedrooms, full bathroom and pass through laundry to the 2 car garage. Entering the entertaining area of the home, you will find the great space shared by the open kitchen, breakfast area and the large living room. The kitchen has features that include: ceramic tile counters, great breakfast bar and additional counter space, sleek black appliances, double door pantry, recessed lighting and an abundance of cabinet space. The living room must-haves include wood floors, multiple windows for added natural lighting and a corner gas ventless fireplace. Off the living room is the owners retreat with a master bedroom large enough for all of your furniture, a master bathroom with his/her sinks, private water closet, corner tub, separate shower and a huge master closet! Heading upstairs will take you right into the bonus room perfect for a game room, media room, or even additional bedroom.”

http://www.homeappraisalsbatonrouge.com/ – Does a garbage disposal have to work for a Greater Baton Rouge FHA loan?

As a State Certified Home Appraiser in Louisiana and FHA/HUD approved appraiser since 1996, I can validate that FHA Home Loans have strict requirements of operational mechanical systems placed upon the home appraiser to inspect and verify. While home appraisers aren’t necessarily “home inspectors”, FHA home appraisers are required to verify that mechanical systems are functioning properly and that they would appear to have a reasonable life left.

HUD or FHA Home Appraisers are expected to be well versed on 2 major manual plus keeping up the “Mortgagee Letters” that offer amendments and updates to HUD policy. In fact, the statement many lenders want placed in reports is, “Condition: Overall Condition is: Average. No major repairs or functional inadequacies. MEETS FHA/RD MINIMUM STANDARDS for existing dwellings as outlined in HUD Handbooks 4150.2 and 4905.1 Requirements and all applicable Mortgage Letters). SFR Dwelling was determined to be decent, safe and sanitary. Subject is connected to public or community sewer. Mechanical Systems were on and operational. Attic was inspected and appears to individually meet FHA requirements.” No, the lenders don’t tell us to use “Average” but to state a condition rating. And, FMHA or Rural Development and VA loans also have these same requirements as well.

So, can a inoperable garbage disposal hold up an FHA loan closing until repaired? There are four (4) national HUD HOC’s or Homeownership Centers in the U.S.. For Louisiana, the HUD HOC is located in Denver, CO. I called the Denver HOC Appraiser Tech Support Department at 1-800-543-9378 for a verifiable answer to this question. I spoke with “Gary” and he said that NO, the inoperable garbage disposal WILL NOT HOLD UP A CLOSING because FHA doesn’t require appliances to be installed in homes. Gary said that includes Range/Ovens, Dishwashers or Garbage Disposals. Gary said that this is a “condition” issue and that FHA appraisers should apply deductions to the subject property if the comps used have appliances and superior functioning appliances.

BEFORE YOU BUY THAT HOME, GET A HOME INSPECTION!

In the early 2000′s with FHA’s introduction of the HUD Form “HUD-92564-CN” For Your Protection: Get A Home Inspection, FHA made the distinction between the home appraiser and the home inspector and strongly recommended home buyers obtain a home inspection. This appraiser also recommends you obtain a home inspection as well to know the true condition of mechanical system and a more accurate remaining economic life. Home appraisers are fairly limited on their knowledge of such systems but home inspectors are trained to know these systems and know them very well.

Just remember that if you as a home buyer receive notice that there are FHA mandated repairs on the home being purchased, know that this is for your benefit and that generally the seller will be required to repair these items prior to closing.

Bill Cobb, with Accurate Valuations Group, is a long time FHA Home Appraiser within the Greater Baton Rouge housing market. Bill can be contacted at 225-293-1500 or info@accuratevg.com .

First Garbage Disposal Source Photo: http://www.thehandyblog.com/disposal.php

Second Garbage Disposal Source Photo: http://appliancefactory.com/

http://www.batonrougerealestatebuzz.com/ - Baton Rouge Real Estate Buzz: Video Listings Site brHomeListings.com is now online!

brHomeListings.com is here! We have created accounts for some of you, so try and log in FIRST with your 1st and last name (NO SPACES), and the password is “password.” If you have any questions at all about how to load your listings, create a Realtor Spotlight Page, or any questions at all… please feel free to call or email me. For those of you who do not have an account, just click the “Register” button to do so. This site is SURE to get your listings sold faster than any other advertising available once it has been exposed to the Greater Baton Rouge Metropolitan Area! And YES…. every feature on our website is FREE!!!!

Kevin DeLaune
“Owner”
Realty Studio HD
Greater Baton Rouge Metropolitan Area
(225) 439-1344
www.RealtyStudioHD.com

http://www.batonrougerealestatebuzz.com/
http://www.videosofbatonrougerealestate.com/

What is brHomelistings?
It’s the first real estate listing website designed primarily around video as a means of reaching potential buyers. The system is designed to quickly connect buyers with the property that the buyer is looking for. Here are some ways in which we’re making finding a home in the Greater Baton Rouge Metropolitan area faster, more effective and more fun:

Video! Video! Video!
Buyers have said it… Sellers and Realtors have said it… Market Analysts are saying it. Now, as if it we’re from a Beetle Juice episode, video is here! Video is in the process of revolutionizing the way real estate is marketed and sold online. Our real estate search engine is designed to really encourage users to use video along with their listing. Of course, we do pictures and text as well, but hey, that’s so 1999 and boring! People want to see video and current web trends are strongly reflecting that. We’ve made it simple to cut & paste a simple youtube video URL and have the video professionally displayed on your listing’s page.

Single Click Search (Touch Search)
By clicking or touching once on a search option in the search page, the listing results automatically narrow down to show only those listings with that particular criteria. Each time you click or touch a new option, the results continue to narrow down accordingly. This new search feature will make searching for a home easy and fun on all new touch-based mobile devices!

Jot and Jump
Jot and Jump is our revolutionary new way to quickly pull up a house that a buyer finds while driving around. Our brHomelistings.com yard signs (provided by Fast Signs) have a space where the Jot and Jump number is printed in LARGE BOLD characters. When a buyer sees a brHomelistings.com yard sign she only needs to visit brHomelistings.com and type in the Jot and Jump number on the home page and click “Jump To It!” In one click, the listing will be displayed for her. Simple. Fast. Extremely effective. You can even provide jot and jump numbers on your own flyers, cards, etc to quickly direct buyers to specific listings on brHomelistings.com

Realtor Spotlight
We don’t just want to reinvent the wheel, we want to redefine it. What is the Realtor Spotlight page? Well, in short, it is what the majority of Realtors today want when they go hunting for a way to publish their own website–and more. A place to post your name, agency, contact information and your listings. Only, we’re taking it a step further–and in a way you’re gonna love. We’re building the full Touch Search feature right into your Realtor Spotlight page so that visitors can search only your listings! Send out a link to your Realtor Spotlight page via email, facebook, text, twitter or however you choose, and when visitors come to it, they will see no competing agents or advertisements. It’s okay, we could almost cry with excitement too!

Did Somebody Say FREE?
Like a cheap commercial from the 1980′s we just want to say “and that’s not all!” It’s true, every feature listed above is provided at no charge to the buyer, seller or realtor.

We have so many ideas that if we tried to pack them all in before launch, we would never launch. What we’re providing at launch is just the tip of the iceberg. There is a contact us form displayed on the site that can be used to send feedback, bug reports and suggestions. We’re looking forward to revitalizing and re-energizing real estate in the Greater Baton Rouge Metropolitan Area with you!

http://www.ascensionrealestateappraisers.com/ – Geismar Dutchtown Real Estate Trends: Old Mill Subdivision 2010 Update

Solds In Old Mill Subdivision from 1/2010 to 10/02/2010 revealed:
Average Sales Price: $238,985
Average Sold Price Per Sq. Ft.: $126/sf ($124/sf in 2009)
Median Sold Price: $239,900 ($249,950 in in 2009)
Number of Sales: 13 (Only 10 Sales In 2009)
Average Number of Days On Market: 61
Low To High: $225,000 to $257,000
Number of Sold REO/Foreclosures Noted In MLS: 0
Current # Listings: 10, 0 Are Foreclosures
Current Listings Prices: $223,000 To $257,900

Data for the market update was used with permission of the GBRAR MLS. Data is from 1/1/2005 to 10/02/2010, extracted on 10/02/2010.

http://www.batonrougerealestateminute.com/ – Baton Rouge Real Estate Minute: Old Dutchtown Gonzales LA September 2010 Update.

]]> http://www.ascensionrealestateappraisers.com/north-ascension-parish-real-estate/ascension-parish-real-estate/baton-rouge-real-estate-minute-old-dutchtown-gonzales-la-september-2010-update/feed/ 0 http://www.ascensionrealestateappraisers.com/north-ascension-parish-real-estate/ascension-parish-real-estate/ascension-parish-real-estate-appraisers/with-federal-tax-credit-expiration-ascension-parish-home-sales-numbers-decline-31-into-july-2010/ http://www.ascensionrealestateappraisers.com/north-ascension-parish-real-estate/ascension-parish-real-estate/ascension-parish-real-estate-appraisers/with-federal-tax-credit-expiration-ascension-parish-home-sales-numbers-decline-31-into-july-2010/#comments Fri, 20 Aug 2010 13:01:54 +0000 Ascension Parish Home Appraisers http://www.ascensionrealestateappraisers.com/ascension-parish-real-estate-appraisers/with-federal-tax-credit-expiration-ascension-parish-home-sales-numbers-decline-31-into-july-2010/

http://www.ascensionrealestateappraisers.com/ – With Federal Tax Credit Expiration, Ascension Parish Home Sales Numbers Decline 31% Into July 2010! Prairieville, Gonzales, Geismar, Dutchtown, Saint Amant!

The Baton Rouge Business Report Daily PM Report is report a Capital Region home sales plunge of 21% in July 2010. “The number of homes sold in metro Baton Rouge fell by 21% in July compared with the year before, as the market corrected itself after being bolstered by the federal homebuyer tax credit. There were 523 homes in the Capital Region sold in July, compared with 665 sales in July 2009, according to figures from the Greater Baton Rouge Association of Realtors Multiple Listing Service. An $8,000 tax credit for homebuyers expired earlier this year, and transactions had to be under contract at the end of April to qualify for the money. That led to Capital Region home sales posting 21% and 28% increases in April and May over last year. The average sale price in July was $197,076, down from the $203,735 average in July 2009. Sales were down nearly 31% in Ascension Parish in July, from 111 in 2009 to 77. Livingston Parish saw a 25% drop, from 114 homes changing hands to 85. In East Baton Rouge, there was a 24% drop in home sales, from 414 to 313. The other category, which includes MLS sales in West Baton Rouge, Iberville and the Feliciana parishes, actually saw an 85% increase, from 26 to 48. Through the first seven months of the year, home sales continued to run slightly ahead of the 2009 pace. There were 4,107 homes sold through the end of July, up 3% from the 3,985 sales total at the end of July 2009.”

http://www.batonrougebpoappraisals.info/ - Home Of The Greater Baton Rouge Similar Sales Desktop Valuation Reports (SSDVR) – Compliant With USPAP & Fannie Mae & Freddie Mac, 225-293-1500

Welcome To The $100. 00 Greater Baton Rouge Comparable Sales Reports! Greater Baton Rouge Comparable Sales Reports Is A Desktop Appraisal Service Performed By William D. Cobb with Accurate Valuations Group, Serving East & West Baton Rouge Parish, Northern Ascension Parish and Western Livingston Parish. William Uses An Approved Fannie Mae & Freddie Mac Appraisal Form (SSDVR) To Complete This Report.

What Is An SSDVR Report? A desktop appraisal report conducted by Louisiana State Certified Appraiser, William D. Cobb, CREA, License #R0851. Bill will drive-by the home being appraised, rely upon the physical data the client provides, research the MLS database, select the 3 most similar and competitive sales/comps and render a value opinion.

http://www.ascensionrealestateappraisers.com/ – Geismar Dutchtown Louisiana Ascension Parish Real Estate Home Selling Tips: 4 Ways To Sell Your Home Faster. This article was written for homeowners and may be helpful for Real Estate Agents as well.

CBS Money Watch is reporting on 4 Ways To Sell Your Home Faster! Click the blue link to read the article! Here’s a snippet:

“Home sellers, buckle up: Spring selling season is here, and it’s going to be a bumpy ride.

For now, the April 30 deadline for closing on a house to claim the home buyer tax credit is boosting sales. But with mortgage rates edging up, deals are fragile and lenders are on edge. “Last-minute glitches are holding up things far longer than we have ever seen before,” says Michael Onorato, president of the Illinois Association of Realtors.

Just because you have a real estate agent, that doesn’t mean you can sit back and let the pro sell your house. To get top dollar, you’ll need to take control of the relationship and micro-manage like nobody’s business. Follow these four steps to sell your house fast.“

The 4 Ways To Sell Your Geismar Dutchtown Lousiana Ascension Parish Home Faster:

1.) Keep Your Agent on a Tight Leash

2.) Prove Your Home’s Value

3.) Get a Fair Appraisal

4.) Get Your Home Staged

http://www.ascensionrealestateappraisers.com/ – Gonzales Louisiana Ascension Parish Real Estate Home Selling Tips: 4 Ways To Sell Your Home Faster. This article was written for homeowners and may be helpful for Real Estate Agents as well.

CBS Money Watch is reporting on 4 Ways To Sell Your Home Faster! Click the blue link to read the article! Here’s a snippet:

“Home sellers, buckle up: Spring selling season is here, and it’s going to be a bumpy ride.

For now, the April 30 deadline for closing on a house to claim the home buyer tax credit is boosting sales. But with mortgage rates edging up, deals are fragile and lenders are on edge. “Last-minute glitches are holding up things far longer than we have ever seen before,” says Michael Onorato, president of the Illinois Association of Realtors.

Just because you have a real estate agent, that doesn’t mean you can sit back and let the pro sell your house. To get top dollar, you’ll need to take control of the relationship and micro-manage like nobody’s business. Follow these four steps to sell your house fast.“

The 4 Ways To Sell Your Gonzales Ascension Parish Home Faster:

1.) Keep Your Agent on a Tight Leash

2.) Prove Your Home’s Value

3.) Get a Fair Appraisal

4.) Get Your Home Staged

http://www.batonrougerealestateappraisal.com/ – Video: How 2009 Major Appraisal Industry Changes Have Impacted Baton Rouge Real Estate, Part 2

Baton Rouge Real Estate: How 2009 Appraisal Industry Changes Are Impacting Baton Rouge Housing, Part 2. In this video, Bill Cobb Appraiser and Realtor/Broker Tony Zito discuss home appraisal industry changes and how those changes are impacting Baton Rouge home appraisals.